Offers

Money transfers at the mid-market rate with a clear, stated fee.

Local euro account to receive and send in EUR.

Pound account for payments to and from the UK.

Dollar account for US payments.

Multi-currency account with cards, transfers and budgeting in one app.

Business multi-currency account. Hold and convert 60+ currencies. Local account details in 20+ currencies.

Finance marketplace — several loan offers at once.

Danish-language consumer lending site (ferratumbank.dk), operated under the Ferratum brand by Multitude Bank p.l.c. Loans, not deposits — the site is in Danish. Ferratum’s own price example (ferratumbank.dk/prisliste, read 2026-10-10): “Kreditbeløb 10.000 kr./12mdr.: ÅOP 24,99%; mdl. ydelse 934,96 kr.; kreditomk. 1.219,47 kr.; tilbagebetalingsbeløb 11.219,47 kr.; fast debitorrente 22,51%” (ÅOP = annual percentage rate). Check terms and borrow responsibly.

Norwegian-language flexible credit line (ferratum.no) from Multitude Bank p.l.c. Consumer borrowing, not a deposit account. Ferratum’s own representative example (ferratum.no, read 2026-10-10): “Ferratum Fleksikreditt: 48,17 % effektiv rente, 25 000 kr, o/12 mnd, 39,97 % nominell rente, kostnad 5 412,27 kr. Totalt: 30 412,27 kr.” (effektiv rente = effective annual rate). Check the total cost before applying.

Interest products on digital assets (high risk).

Peer-to-peer lending marketplace. Capital at risk — not a deposit, no deposit guarantee.

Peer-to-peer lending marketplace. Capital at risk — not a deposit, no deposit guarantee.

Peer-to-peer lending marketplace. Capital at risk — not a deposit, no deposit guarantee.

Litigation-funding investment platform, not peer-to-peer lending. AxiaFunder is a trading name of Champerty Limited (FRN 968527), authorised and regulated by the Financial Conduct Authority; its offers are for Sophisticated, High Net Worth and Professional Investors only. AxiaFunder’s own warning (axiafunder.com, read 2026-10-10): “Don’t invest unless you’re prepared to lose all the money you invest. This is a high - risk investment and you are unlikely to be protected if something goes wrong.” “Losses can exceed the invested amount.” Not covered by the FSCS.

Lending platform from Triple Dragon Funding S.a.r.l. (Luxembourg, reg. B301533) that finances video game and app developers with loans backed by receivables, contracts and tax credits (tdfunding.eu, read 2026-10-10). Its site names no financial regulator. Capital at risk — not a deposit, no deposit guarantee.

UK bank offering fixed-term personal and business savings. Unlike the P2P rows here it takes deposits: it states FSCS protection up to £120,000.

Crypto card — mypal.pro calls it an “All-in-one crypto card” (read 2026-10-10). Crypto-asset values can fall as well as rise, and crypto balances are not bank deposits.

Credit-builder installment plan that reports payment history to the bureaus.

Card funded from digital-asset balances. The funding asset is volatile — its value can fall as well as rise.

Corporate cards issued against multi-currency balances, with per-card limits and spend controls.

Corporate expense cards with per-card limits, real-time spend controls and receipt capture. Issued to companies, not to individuals.

Multi-currency business account and cross-border payments.

Schedule and batch supplier payments.

Accounts payable / supplier debt.

Card reader and in-person / online payment acceptance for small businesses.

Business account with multi-currency balances, cards and expense tools.

Online store and checkout for small businesses — sell, take payments and manage orders.

US legal and business form templates — incorporation, contracts and filings. Forms, not legal advice.

Password manager for teams — shared credentials, access control and breach monitoring.

Business account with virtual and physical card issuing for EEA and UK companies — unlimited virtual cards on the free tier.

Lending for small and medium businesses. Terms and eligibility are set by the lender — check them before applying.

US only. Mobile banking with no monthly fees, early direct deposit and fee-free ATMs. In Chime’s own words: “Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.” Open to US residents only - the link is refused outside the US.

Structured course in financial analysis.

Cashback and rewards — judge the real value.

US only. Paid credit score and credit monitoring subscription from TransUnion. In TransUnion’s own words: “Millions of consumers use TransUnion’s products to manage their credit online & through our apps, protect their identity day & night, and make meaningful progress toward their financial goals.” Open to US residents only - the link is refused outside the US.