Skip to content

🇸🇦 Digital Banks in the Middle East

Saudi Arabia and UAE's rapidly growing AI-first fintech ecosystem.

Dubai Marina towers at dusk, yachts moored along the waterfront below.

stc pay

Saudi Arabia · Est. 2018

FREE TIER

Saudi digital wallet and payments app covering international transfers, bill payments and cashback, with mada and Apple Pay support.

CryptoNo
Fees & ratesSee provider
AI features
AI spending categorizationSmart international transfersPersonalized offers
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site

Mashreq Neo

UAE · Est. 2017

FREE TIER

UAE digital banking app from Mashreq, with instant card issuance, expense tracking, savings and personal loans.

CryptoNo
Fees & ratesSee provider
AI features
AI expense trackingSmart savings goalsPredictive credit offers
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site

Zand

UAE · Est. 2021

FREE TIER

UAE digital bank licensed by the UAE Central Bank, serving both personal and corporate customers with API-based banking.

CryptoNo
Fees & ratesSee provider
AI features
AI-first digital bankingSmart KYC verificationAI-powered business lending
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site