🌏 Digital Banks in Asia-Pacific
India, Korea, Southeast Asia, and Australia's AI-powered banking revolution.
GrabFin / GrabPay
Singapore (SE Asia) · Est. 2012
The financial arm of Southeast Asia's Grab super-app: e-wallet, lending, insurance and investments across Singapore, Malaysia, Indonesia and Thailand.
CryptoNo
Fees & ratesSee provider
AI features
AI credit scoring (underbanked)Smart savings goalsPredictive spending
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site
Paytm Payments Bank
India · Est. 2010
Indian payments platform built on UPI transfers, with bill payments, fixed deposits, insurance and gold investing in one app.
CryptoNo
Fees & ratesSee provider
AI features
AI fraud detectionSmart bill remindersPersonalized offers
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site
KakaoBank
South Korea · Est. 2017
South Korean internet-only bank backed by Kakao, with instant account opening, personal loans and KakaoTalk integration.
CryptoNo
Fees & ratesSee provider
AI features
AI credit assessmentSmart loan recommendationsSpending pattern AI
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site
Judo Bank
Australia · Est. 2016
Australian challenger bank focused on SME lending and term deposits, pairing automated credit decisions with named relationship bankers.
CryptoNo
Fees & ratesSee provider
AI features
AI credit decisioningSmart relationship matchingPredictive cash flow analysis
Fees, rates and eligibility vary by country — check on the provider’s site.Visit site